Understanding Independent Medical Examination.
The number of injuries estimated to happen every year in the US is high amounting to 31 million. Two million of those affected will have to be seen by a doctor. If you nursing an injury right now you have to ask yourself whether this occurred because someone else was negligent or not. Be it a personal injury, slip-and-fall or even a car accident injury, if someone else was responsible you should be asking for compensation. Nonetheless, you should be prepared for an independent medical examination to support your case. In the event that you have never heard of an IME keep reading to get all the details you have been looking for. Rarely will an insurance company agree to pay the compensation you have asked for especially if it is high which is why they always dispute. This is why an IME is important because it will ensure they own up to their responsibility.
You can expect the IME to be done by a doctor who is neutral. The medical reports will not just be accurate but also objective. Therefore, the agreement that will be reached will be fair in terms of the amount of money you will get in terms of the settlement. An IME will be brought up mostly when the insurance company has to agree on the amount you are asking for. It is not just the insurance that can ask for the IME but you and the lawyer representing you can ask for the same too especially if you feel the diagnosis given wasn’t correct or when you feel there is a need for an in-depth medical examination. Those who call for the IME also have the freedom to choose the doctor as well. Apart from the previous medical report, the doctor will also have a look at the other documents you have presented. The insurance companies can also send additional questions or the doctor to fill in on so that they may understand the situation perfectly.
The doctor will have to confirm the cause of the symptoms you are experiencing and if the diagnosis that was made was indeed correct. On top of that, the doctor will determine whether you require more tests and treatments and if you are able to resume your work. It is also the duty of the doctor to advise whether you have suffered permanent disabilities and the kind of accommodations that will be needed if you end up going back to work. The medical exam will not be any different. On top of that, the doctor will have a look at your injuries and discuss your symptoms. If more tests are deemed necessary they will be ordered and x-rays might be necessary.